Cannova Inc.Bridging Canadian Assets
Real Estate Solution
Financial Products
Five Instruments.
Five Instruments.
Every Capital Need Covered.
Structured financing solutions for developers, homeowners and investors — spanning Islamic, conventional and hybrid structures.
Development Equity
SPV PartnershipDirect equity participation in development projects via SPV structure. Investors become shareholders with board-level control and profit-sharing rights.
MIC Lending
Mortgage Investment CorpAsset-backed developer and construction financing through our Mortgage Investment Corporation structure. Ideal for institutional investors.
Bridge & Mezzanine
Short-Term LiquidityShort-duration capital for land acquisition, construction gaps and project completion. Flexible repayment aligned with development milestones.
Private & Second Mortgage
Secured High-YieldHigh-yield secured lending positions behind first mortgages. Flexible structuring for investors seeking portfolio income diversification.
Murabaha Financing
Islamic Mortgage100% interest-free home financing based on Islamic Murabaha principles. Asset ownership from Day 1 with profit-loss sharing on exit.
Market Context
Why
CANNOVA positions investors to capitalise on this transition — before the window closes.
Why
Now?
Geopolitical shifts are accelerating the reallocation of GCC capital toward safe-haven jurisdictions. Canada is uniquely positioned to absorb this capital.
CANNOVA positions investors to capitalise on this transition — before the window closes.
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⚠ Geopolitical Trigger
Regional instability has increased across the Middle East, disrupting energy, trade and logistics flows. GCC financial markets face sustained volatility, pushing capital preservation to the top of the investment agenda.
📉 Shift in Investment Behavior
Institutional and family office capital is moving away from regional real estate and tourism-dependent assets. The focus is shifting toward stable jurisdictions like Canada, USA, and UK — with a preference for asset-backed, income-generating investments.
🇨🇦 Canada as Safe Haven
Strong legal framework, transparent property ownership, stable rental income driven by record immigration, and high-liquidity markets make Canada one of the most attractive destinations for displaced GCC capital seeking long-term security and yield.
📋 CANNOVA's Strategic Position
As the only integrated Canada–GCC development consulting and distribution platform with Islamic finance capabilities, CANNOVA is uniquely positioned to channel this capital flow — and deliver returns for investors on both sides of the bridge.
01
Investor / GCC Fund
Provides capital
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02
CANNOVA SPV
Structures the deal
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03
Asset Acquisition
Property purchased
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04
Buyer / Homeowner
Equity owner Day 1
→
05
Profit Sharing Exit
PLS on sale/exit
No Interest
Murabaha profit-sharing only
Asset-Backed
100% secured by Canadian mortgage
Fixed Amount
Loan fixed for entire term
Full Ownership
Buyer owns asset from Day 1
PLS Model
Profit & loss sharing on exit
Transparent
Full disclosure on structure
Capital Preservation
Canadian real estate has never experienced a major sustained decline. Strong title protection and rule of law.
Geographic Diversification
Physical assets in a G7 country outside regional geopolitical risk zones.
CAD/USD Asset Exposure
Currency hedge against AED/SAR volatility. Hard asset in a stable currency environment.
Rental Income Stability
Record immigration of 400,000+ per year driving continuous housing demand and occupancy.
Sharia-Compliant Options
Murabaha mortgages and SPV equity structures fully aligned with Islamic finance principles.
Legal & Regulatory Safety
Transparent ownership, audited trust accounts, Canadian court protection on all investments.
CANNOVA'S TWO INVESTMENT VEHICLES
We offer two distinct, independently structured vehicles to suit varying risk appetite, return expectations, and investment horizons:
- Direct equity co-investment alongside Cannova in residential, mixed-use, and commercial developments
- Funds held in Law Society-regulated Trust Account until deployed against registered title
- Target Returns: 22–27% Net IRR (development & sale) | 13–16% IRR (develop & hold)
- Preferred return of 10% p.a. before any profit share to the Sponsor (GP)
- Distribution waterfall with defined hurdle rates: LP 80% / GP 20% (Tier 1); LP 70% / GP 30% (Tier 2)
- Investment horizon: 36 months (exit strategy) or 7–10 years (income & hold)
- Invest in a federally regulated Mortgage Investment Corporation lending secured mortgages across Canada
- MICs are governed by the Canadian Income Tax Act (Section 130.1) — a well-established, regulated structure
- First and second mortgage lending on residential, multi-family, and commercial properties
- Target Returns: 8–12% p.a. fixed preferred dividend, paid quarterly in CAD
- Security: Registered mortgage charges on Canadian real property
- LTV (Loan-to-Value) cap: 75% — substantial equity cushion protecting all lenders
- Investment horizon: 12–36 months, with quarterly liquidity windows
- Minimum commitment: CAD 500,000 | Denominated reporting available in AED/SAR
AT A GLANCE — COMPARISON
| CRITERIA | EQUITY PARTNERSHIP | MIC DEBT VEHICLE |
|---|---|---|
| Structure | SPV / Trust Account | Federally Regulated MIC |
| Return Type | Profit Share (IRR-based) | Fixed Preferred Dividend |
| Target Return | 22–27% (Dev & Sell) | 8–12% p.a. |
| Preferred Return | 10% p.a. | Fixed from day 1 |
| Payment Frequency | At exit / distributions | Quarterly |
| Security | Equity stake + title | Registered mortgage |
| Horizon | 36 months – 10 years | 12–36 months |
| Minimum | CAD 1,000,000 | CAD 500,000 |
| Shariah Option | Yes (Musharakah) | Consult Cannova |
Get Involved
Ready to Invest in
Ready to Invest in
Canadian Real Estate?
Join investors, developers and institutions already partnering with CANNOVA to build the future of Canada–GCC real estate investment.
Contact CANNOVA
Reach our team directlyOM
Global Offices
🇨🇦 Toronto
🇨🇦 Calgary
🇦🇪 Dubai
🇸🇦 Riyadh
🇶🇦 Doha
🇵🇰 Islamabad
🇿🇦 Cape Town